Monthly Archives

February 2021

Monthly Archives: February 2021

Is it time for a digital detox?

By | Tips, Uncategorized

Have you just spent hours of your festive break scrolling, scrolling, scrolling? It’s a fact that spending too much time staring at the small screen can create stress, anxiety and health issues. Isn’t it time we all aimed to disconnect more from our phones and reconnect more with life, health and happiness? We are more connected than ever, thanks to the internet and phones that let us check up on everything from anywhere. But it may surprise you to learn that a Lonergan Research study found that Australians, on average,…

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Be mortgage-free by your 50s

By | Tips, Uncategorized

Some tips and tricks to paying off your home loan sooner. Buying a home is likely the most significant financial transaction you’ll ever make. So it stands to reason that your home loan will be your largest ongoing financial obligation. Imagine what life would be like without that monthly or fortnightly strain on your income? With the extra money in your account you can afford to work less, travel more, and do the things you’ve always dreamed of. Most loan repayments are calculated on a 25 or 30-year term. And…

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Open Banking: What is it and how could it help you?

By | Latest News, Tips

A new way to quickly and securely share your banking data could help you take more control of your finances. With all the news about Covid last year and its financial impact – interest rates, loan repayment pauses, financial relief packages, government building incentives and so on – you may have missed the news that open banking has begun in Australia. Open banking promises to be a game-changer in the way we can all better manage our money. So what is open banking? Let me shed some light on what…

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When is the best time to refinance your home loan?

By | Latest News

As a homeowner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants, and circumstances. Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly. Another common reason borrowers look to refinance is so that they can access equity – the amount you’d get from selling your home after settling any associated loans, such as a mortgage on that property, and…

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