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Category Archives: Latest News

Smartmove named finalists in The Adviser’s Australian Broking Awards 2025

By | Latest News

We’re proud to share that we’ve been named finalists in The Adviser’s Australian Broking Awards across three major categories: 🏆 Customer Service of the Year – Office 🏆 Major Independent Brokerage of the Year 🏆 New Broker of the Year – Enosh Tampoe With over 1,000 submissions this year, being recognised as a finalist is a huge honour and a testament to our team’s dedication, performance, and focus on delivering exceptional outcomes for our clients.

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What the Latest Rate Cuts Mean for You – Savings and Borrowing Power in a Shifting Market

By | Latest News, Uncategorized

After 14 consecutive increases, the Reserve Bank has now cut the cash rate by 0.50% across two reductions in 2025. For homeowners and buyers alike, this shift presents meaningful changes — especially in the face of rising cost-of-living pressures. For existing mortgage holders, the average Smartmove client is now saving around $300 per month or $3,600 annually, simply by refinancing to a sharper rate. Based on an average loan size of $600,000, this is a real opportunity to relieve budget stress and reallocate those funds toward essential household spending or…

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Smartmove’s Broker Academy Program named Finalist for the 4th year in a row

By | Latest News

Smartmove’s Broker Academy Program has been named a finalist for the Professional Development Award at the 2025 MFAA National Excellence Awards — for the 4th year in a row! This recognition reflects our ongoing commitment to developing industry-leading brokers and investing in professional growth. A big thank you to our incredible team and everyone who continues to support the program. We look forward to celebrating in Melbourne on July 23rd alongside so many inspiring professionals.

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Working Together for Better Outcomes: Financial Advisers and Mortgage Brokers

By | Latest News

Optimising Debt Structures Effective debt structuring supports long-term financial goals. Mortgage brokers assist by refinancing for better rates, consolidating debts, and recommending loan features—such as offsets or redraws – to maximise benefits. For example, offset accounts can reduce interest while maintaining tax deductibility for investment purposes, unlike redraw facilities. Enhancing Borrowing Capacity Mortgage brokers provide access to a diverse range of lenders, where borrowing capacity can vary significantly based on lender policies and individual circumstances. This variety of choice allows brokers to identify the best lender for each client’s unique…

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RBA increases interest rates by 0.25%

By | Latest News

On Tuesday the 7th of November 2023, the RBA decided to increase interest rates by 0.25%, which has taken the cash rate to 4.35%. This increase in interest rate has had an effect on all borrower’s, capacity to borrow. As interest rates climb, your ability to borrow is reduced- so what are some of the things you can do to limit the damage to your borrowing capacity: Choose your lender carefully: Most lenders will have you pre-approved for a certain loan amount at a certain purchase price. If interest rates…

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